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Category Archives: Credit
Filing for bankruptcy lowers your FICO score, but it also gets rid of your debts. Fortunately, there are steps you can take to improve your credit rating. The following tips will help you repair your credit after a bankruptcy. If you haven’t filed for bankruptcy yet, find a Chapter 7 lawyer in your state. There is a chapter 7 lawyer out there who can help you along the way.
If you’re struggling to make your minimum payments, you should already be looking at credit counseling as a viable option. Failure to make those payments can result in a disastrous turnaround for your credit rating, something that can take years to rebound. Not only that, but there are immediate financial consequences for missing payments. Credit card companies may offer wonderful interest rates to get you to sign on, but at the first sign of missed payments, you can expect those rates to skyrocket. Suddenly, making the minimum payment isn’t enough. It will take you a lifetime to pay off that debt unless you have a sound strategy.
Not everyone knows to go to a chapter 13 lawyer when they start to have money troubles. This is why it is good that some of them do advertise. Others hear of some names from their friends or other relatives. It should not be an embarrassment to go and speak to one. They have years of education and training so they can properly advise you, and quickly. The lawyers handle these cases all day long. Whatever question you may have, they can give you and answer quickly and professionally.
At some point you may need to sell your precious stones to get money, or you may just want to find out how much they are worth. Either way, consider heading to a business that offers cash for gold and jewelry. Of course, the fact that you are dealing with items that are high value and may even have sentimental value to you means you should be discerning when selling or appraising them. Therefore, you should only use a company that has a good reputation and is unlikely to give you less than you deserve. Think about a few details when choosing the company to work with.
In today’s unsettled economic times, many individuals are thinking about contacting a Chapter 13 lawyer in order to reorganize their finances. It’s a rare individual in our current era who has remained untouched by some sort of money problem. Job losses, underemployment for those who do have jobs, underwater mortgages and the health care crisis are all contributing factors to a particularly dicey monetary climate. Some people are considering contacting an attorney but may be fearful that their reputations will be ruined or that they’ll never own another home. Here are some things to think about regarding this legal action.
If you owe money to the Internal Revenue Service and feel like you are in over your head then you should not try to deal with the problem yourself but you should seek out the help of an expert in this field. A tax debt attorney can help you to resolve your debt issues in a manner that is professional and can help you with the process every step of the way. A tax settlement lawyer is authorized under the law to be able to represent those who owe money to the IRS. They are also permitted to negotiate on the behalf of the debtors that they are representing.
If you’ve ever gotten harassing phone calls from a bill collector, you know the sick feeling that can cause. And if you’re on your job, the issue can be downright embarrassing. Instead of torturing yourself, you may want to look into the benefits of filing for chapter 13.
When you sell gold, you cash in. That is because the value of today’s gold is far higher than it has been in recent years, or even ever if you do not take into consideration inflation. The value of this commodity continues to climb for various reasons. However, if you have jewelry or other pieces throughout your home and you would like to cash in on some of those funds, now is the time to do so. It is a good time to find out how much your pieces are worth, too, even if you plan to hang on to it.
The gold dealers are always available to sell those items that people have brought in to them and have sold. They count on people bringing in those special pieces that they no longer care for but are still quite beautiful and valuable. In times of need many people have been known to look in their jewelry box for a way to grab some extra cash in a hurry. After breaking up with an old boyfriend many women stop wearing the jewelry that they received from him and eventually sell it since they never wear it.