A personal injury lawyer seek to redress harms which people receive when someone else acts negligent and causes that harm. “Negligence” is a legal term which can mean many different things, and let’s just say for the purposes of this article that negligence is what we can say for a situation when one person does not make a good decision and, as a result of that bad decision, they cause harm to someone else. In personal injury, the person who was negligent may have to pay money to the person who they harmed. A good deal of times the person who was negligent has insurance, and it is actually that insurance company who will have to pay. An injury lawyer is a person who fights to get the injured person what they are entitled to as the result of someone else’s negligence – more information on this is available here.
For example, let’s say that Charley is driving down the street one day. Charley is 19 years old, and she just bought her first car. Her parents gave her a loan of five thousand dollars, and she used money that she had been saving since she was six to purchase the rest of it. The car is a brand new Kia, and Charley is very happy with it.
As Charley is driving down the road, she approaches an intersection. The intersection has stop lights. As Charley is passing through the intersection, her light is green.
Even though Charley cannot see him, Frank is approaching the same intersection at a high rate of speed. Frank is late for an appointment at his job, and he is frantically trying to text his boss to tell him that he is going to be late. Because he is texting instead of looking at the road (something a New Orleans injury lawyer had strenuously advised him not to do), Frank does not notice that his light is red. As Charley is passing through the intersection, Frank smashes into the back of her car at a high rate of speed. The force of impact crumples the entire back section of Charley’s brand new Kia.
Luckily for everyone, Charley is not injured in the accident. She is however, very angry with Frank for crashing into her new car. The police are called, and they issue Frank a ticket from reckless operation of his automobile, due to the fact that he admits to them that he was texting while his was driving.
Frank’s decision to text his boss, and also to let that activity distract him from watching the road and the stop light, is something that an injury lawyer could argue was “negligent.” Here, it only resulted in the damage to Charley’s car. The extent of the damage is something that the insurance companies will have to analyze. In the state of Louisiana, everyone who operates a car on the roads and highways of the state is required to carry car insurance. Based on Frank receiving the ticket, and assuming that he is honest with his insurance company, than his insurance company will likely accept liability on his behalf. This means that they will admit Frank caused the damage. This often triggers the insurance company to send out a representative to inspect Charley’s car. Whatever the damage is estimated to be, up to the full value of the car, will be paid by Frank’s insurance company directly to Charley. See the website of W. Beaumont for more information.
This article is not meant to be anything other than information on the law. For legal advice, please speak with an attorney. Will Beaumont. New Orleans.
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